Unlock Your Business Financial Potential
Empowering Zambian SMEs with practical financial solutions that drive sustainable growth.
TUKA FINANCE
Premium Partner
Complete Financial Ecosystem
We don't just provide capital, we build financial capability through our five-pillar approach
SME & Group Lending
Flexible financing for individual SMEs and business groups
Working Capital Solutions
Operational funding aligned with business cycles
Financial Statements
Clear financial documentation and reporting
Reporting Systems
Custom financial tracking and control systems
Financial Management
Business financial literacy and advisory
Smart Loan Calculator
Adjust the sliders to see your personalized financing options
Your Estimated Payments
Our Lending Terms
Choose Your Growth Path
Select from our premium financing packages designed for Zambian SMEs
Quick Capital Access
Fast working capital for urgent business needs with minimal documentation
Cooperative Growth Fund
Collaborative financing for business groups, associations, and cooperatives
Business Expansion
Scale your operations, enter new markets, and expand your business capacity
Our 4-Step Process
Simple, transparent, and designed for your success
Business Assessment
We analyze your business model, cash flow, and growth objectives
Solution Design
Tailored financial solution matching your operational reality
Partnership Setup
Implementation with ongoing support and adjustments
Growth Monitoring
Continuous support for sustainable business growth
Targeted SMEs For Empowerement 2026
Growing businesses across Zambia
Targeted Capital Deployement
Invested in Zambian businesses
Business Groups
Cooperative partnerships
Client Satisfaction
Happy business partners
Success Stories
Hear from Zambian businesses we've partnered with
"Tuka Finance transformed our cooperative with group financing that perfectly aligned with our harvest cycles. Their structured approach made all the difference."
"The working capital loan arrived exactly when we needed it. Tuka's financial management support helped us optimize cash flow and scale our operations."
Ready to Transform
Your Business Finances?
Join 250+ successful Zambian businesses that have achieved financial stability and sustainable growth with Tuka Finance